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AU Small Finance Bank is a scheduled commercial bank that started as a non-banking finance company (NBFC) called Au Financiers in 1996. It became a small finance bank (SFB) in 2017 and provides financial services to low and middle income individuals and micro and small businesses, especially in rural and semi-urban areas. It offers loans, deposits, payment products, and other banking solutions through its network of branches, ATMs, and digital platforms.