Name: Swiggy HDFC Bank Credit Card
Brand: Credit Cards
Availability: InStock

The Swiggy HDFC bank credit card is a co-branded credit card that offers cashback and benefits for food lovers and online shoppers. The card is designed to get you compliments, not just cashback, with its cool design and features. The card also comes with a complimentary 3-month membership of Swiggy One, which gives you free deliveries and extra discounts on food, groceries, dineout and more.

The main features of the Swiggy HDFC bank credit card are:

10% cashback on Swiggy spends, including food ordering, Instamart, Dineout and Genie. You can get up to Rs 1500 cashback per month on Swiggy spends, in addition to the regular offers and discounts.
5% cashback on online spends, including apparels, electronics, entertainment, pet stores, local cabs, department stores, home decor, pharmacies, personal care and discount stores. You can get up to Rs 1500 cashback per month on online spends, on thousands of online platforms and apps.
1% cashback on other spends, including offline spends and other food, grocery and dining apps. You can get up to Rs 500 cashback per month on other spends.
The cashback gets credited to Swiggy money, within 10 days of your monthly statement date. You can use the cashback to pay for your various orders on Swiggy. You can also see your Swiggy money balance on the Swiggy app.
The card has a joining fee of Rs 500 and an annual renewal fee of Rs 500. However, the annual renewal fee is waived off if your annual card spends are over Rs 2 lakhs.
The card also offers a wide range of Mastercard World benefits, such as premium golf club access worldwide, free stay and dine at select partners globally, Agoda discounts on worldwide hotels, loyalty memberships and more.

To apply for the Swiggy HDFC bank credit card, you can scan the QR code on this page or open the Swiggy app to start your application. You will need to provide some basic details and documents to complete the application process. You can also check the eligibility criteria and terms and conditions on this page.

Review

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The Swiggy HDFC bank credit card is a great option for anyone who loves food and online shopping. It offers you cashback and benefits that can save you up to Rs 42,000 per year. It also gives you access to exclusive offers and privileges from Swiggy and Mastercard. So what are you waiting for? Apply today and enjoy the awesome world of cashback and benefits with the Swiggy HDFC bank credit card!

8.5RichRupees Score

A must-have credit card for all the food lovers sitting at home!

The Swiggy HDFC Bank Credit Card is a good option for online shoppers and foodies. It offers generous cashback on Swiggy and other online platforms, as well as a free Swiggy One membership for 3 months. The card also comes with Mastercard World benefits such as lounge access and discounts on travel and dining.

Issuing bank

7.9

PROS

10% cashback on Swiggy and 5% on other online platforms
Free 3-month Swiggy One membership that provides free delivery and other benefits
Mastercard World benefits such as lounge access and discounts on travel and dining

CONS

Joining fee and annual renewal fee of ₹500 each, which can be waived only if the annual spend is more than ₹1 lakh
High interest rate of 41.88% per annum
Low credit limit of ₹50,000

Specification: Swiggy HDFC Bank Credit Card

Memberships

Swiggy One	Y (free for 3 months)

Specification

Key Features	• 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). For more details Click here • 5% Cashback on online spends across online MCCs. For list of eligible MCC Click here • 1% Cashback on other categories. For list of exclusions & capping Click here • Complimentary Swiggy One Membership for 3 months on card activation as per latest RBI guidelines
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